Get Rich And Be A Millionaire With Budgeting, Reduce Debt, Saving and Investing Information
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Well you can! We provide you free information on money management, debt management, wealth building and resources you need to make the difference. All you have to do, is to sincerely tell yourself "I can be a Millionaire". Make a plan and stick to it! The free information on this site is here for you and there are no scams on this site. All we ask is to help us by clicking on our advertisers links, every click helps. Thank you.
 We started on the road to building wealth as a newlywed couple on our second marriages with more debt than we had assets. We base this site on our personal experiences and what it took for us to attain a net worth of over a million dollars. The method we use is to explain what we would do in all types of situations to assist in the goal to get rich. Our straight forward all-around approach can help you make that difference. We provide tips, resources, spreadsheets, and references you can use on how you can attain your personal goals. Even if you can not see yourself as a millionaire, this site can help you greatly improve your present situation. We are the proof that this can work. See how we did it and check out our story in "How we got started"
We explain how anyone with ambition, determination and belief in themselves can make this prestigious club. This financial advise is built on our own experiences and has worked for us. Our desire is to tell others what we have learned and where to get the information they need to exceed. The only limitation is your desire.
So start now on the road to make your dreams come true. Many financial and self-help related web sites charge for this information. We only ask that if you benefit at all from this site that you take a moment and click on some of our sponsored ads throughout the site. By your clicking on these ads we derive recurring revenus that keeps this site free. Who knows, you might even gain some very helpful information in the process. Start by determining your current net worh with the example net worth worksheets we provide. Many of these type sites are too focused on just one subject.This site is packed with ideas, hints, spreadsheets, references and suggestions you can use to help you reduce debt, save and invest your hard earned money.
We learned the hard way and made it. You can learn the easy way, through deciding this is for you.
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Last Updated ( Thursday, 17 April 2008 19:14 )
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You have made a good solid decision to take charge of your financial future. Throughout this site we provide the information we used to attain our financial goals while maintaining a good standard of living in the process. We are not done yet this site, it continues to grow and improve as we add to existing sections and add new one. We soon will be adding a monthly news section that talks about all types of financial subjects that are relevant today. Also we will be adding a section to hear from you and your unique situation and offer feedback to solving your financial problems to assist you in attaining your goals. So please check back often to see the latest update.
Anyone with the ability to read and do simple math can accomplish great wealth. This process does take a sincere effort and a good amount of balancing to keep on the road to attaining your goals. You are the one that has to be the final judge as to how much you want to accomplish in any given time frame. The harder you work and can sacrifice in the short term the more you can attain in the long run. None of the things we discuss is rocket science.
To reach our goal of being financially sound and to early retire from corporate America took about 20 years. Had we been willing to sacrifice a lot more, we could have achieved the goal much sooner. But, we knew we wanted to work until we were 50 to 55 years old. So we chose a steady pace that would allow us to have a nice home, cars, boat and travel each year.
What now? Start by saying "I Can Be a Millionaire!"
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Last Updated ( Thursday, 17 April 2008 19:24 )
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In late 1978 when the company I was working for began offering a Savings and Investment Plan (401K), I sat down at my new home computer with a new type of program called a spreadsheet. Using this new tool I experimented with various what-if scenarios relating to how I should invest in the Savings & Investment Plan.
I determined that with fairly aggressive contributions and investing that the rewards could be way beyond what I had expected. I roughly estimated that with watching what we spend, good investment growth that we could possibly be able to early retire in about 20 to 25 years with a net worth around a million dollars. I sat down with my wife and we laid out the initial plan that we would follow. We both were already pretty good with watching the money so the plan we put down was just an extension of what we had already been doing for years. By planning, talking and working together on the plan made it a team effort. We knew the goal we had was very ambitious, but when we convinced ourselves by saying "I can be a millionaire" we knew we could make it. We also knew that it would take determination and a strong will to attain our goals.
When we stated in late 1978 we had been married less than two years and had a minus net worth (or in debt) of $32,000. To make things a little more difficult we had just gotten custody of my two children from my previous marriage. Over the years we stuck to our basic plan. Like all good plans, they need to be flexible. So our plan got modified, every couple of years, to meet our near term needs without taking from our ultimate goal. Examples of a modification was the purchase of a 31 foot sailboat in 1985 and a home on the water in 1986, proving that with good planning not everything has to be a sacrifice. |
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Last Updated ( Thursday, 10 April 2008 21:18 )
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